A speech; a summary of your bank account

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1. The first letter of the answer for A speech; a summary of your bank account puzzle is: S

S
 
 
 
 
 
 
 
 

2. The last letter of the answer for A speech; a summary of your bank account puzzle is: T

 
 
 
 
 
 
 
 
T

3. The answer to A speech; a summary of your bank account is:

S
T
A
T
E
M
E
N
T
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